About Makonnen Kebede
Meet Your Wealth Store Financial Guide
Makonnen Kebede founded Wealth Store Financial to help families, business owners, and real estate investors protect what matters most while building a confident financial future. Alongside his wife Banchi and their two children, he brings an education-first mindset to every relationship so clients feel supported, informed, and empowered.
From lending expert to full-picture strategist
Makonnen began his career structuring residential and commercial loans, guiding clients through underwriting details, rate comparisons, and payoff strategies. That experience sharpened his analytical instincts and reinforced a core belief: when people truly understand their options, they make better financial decisions.
Today, he brings that same clarity to life insurance, retirement income planning, and mortgage strategy. Whether you're evaluating rollover options, coordinating Social Security, or protecting your family, Makonnen builds strategies that reflect your goals—not product quotas.
Two decades of guidance
Nearly 20 years helping families, investors, and business owners align their mortgages, insurance coverage, and retirement income plans.
Mortgage, insurance & retirement strategist
Licensed across mortgage lending and insurance, Makonnen bridges real estate financing with protection and retirement income strategies that support long-term goals.
Family-first educator
Makonnen and his wife Banchi champion financial literacy, partnering with clients so their children—and community—benefit from confident money decisions.
Credentials that reinforce trust
Makonnen maintains life, health, and long-term care insurance licenses (CA Lic# 0N00196) alongside NMLS# 277034 and DRE# 01700553 registrations supporting mortgage, insurance, and retirement recommendations. He invests in continuing education throughout the year to stay aligned with regulatory guidance and cutting-edge planning strategies.
Outside the office you'll find Makonnen serving his community—volunteering with housing initiatives, mentoring young professionals, and championing programs that expand financial literacy.
Built for every family and community
Wealth Store Financial serves diverse households, business owners, and first-time homebuyers. Every plan is tailored to real-life goals, timelines, and values.
Makonnen's approach emphasizes clarity, access, and respect—so every client feels seen, heard, and confident.
How clients describe the experience
- Honesty and full transparency about fees, guarantees, and expectations.
- Respect for your timeline—every meeting is pressure-free and paced the way you prefer.
- Partnership with top-tier insurers and lender networks to deliver competitive options.
- Commitment to ongoing learning so guidance reflects current market conditions and regulations.
Clients routinely share that meetings feel like conversations—not sales pitches. Every plan includes easy-to-follow summaries, detailed comparisons, and next steps tailored to their timeline.
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