Retirement Planning 101
Retirement Planning, Explained Clearly
Wealth Store Financial helps you align life insurance protection, mortgage planning, and retirement income strategies so you can move forward with confidence. Annuities are one of several tools we may use to help convert savings into steady income, alongside Social Security, pensions, and investment accounts.
What we help you plan for
Makonnen supports individuals, families, and business owners across the full financial planning picture. The goal is to keep every decision connected—so protection, lending, and retirement strategies reinforce each other.
- Retirement income planning for individuals, families, and business owners.
- Life insurance protection that supports family and business continuity.
- Mortgage planning for purchases, refinances, and equity strategy.
- Education-first guidance that keeps every decision pressure-free.
How retirement planning works
The best plans translate your priorities into a repeatable process—clarify goals, design a strategy, and keep adjusting as life changes.
Step 1
Clarify your goals
Define timelines, cash flow needs, and protection priorities so the plan matches real-life expectations.
Step 2
Design the income mix
Blend annuities, investment accounts, Social Security, and pensions to create steady, predictable cash flow.
Step 3
Review and adjust
Markets and life change. Regular check-ins keep protection, lending, and retirement plans aligned.
Why families work with Wealth Store Financial
These core benefits explain why clients choose a coordinated plan instead of one-off decisions. The right fit depends on your goals—Makonnen works with you to align the strategy with what matters most.
Reliable income
Coordinate Social Security, pensions, annuities, and investments to cover essential expenses.
Protection for what matters
Use life insurance and risk planning to guard family obligations, business needs, and future goals.
Tax-aware growth
Leverage tax-deferred tools when appropriate so more of your money stays working for you.
Legacy confidence
Set clear beneficiary and estate directions so assets transfer smoothly to the people you love.
Liquidity planning
Preserve access to cash for emergencies, opportunities, and flexibility throughout retirement.
Ready to explore the options?
Head to our comparison guide to see how different income strategies and annuity options stack up. For a deeper annuity education track, visit Benefits of Annuities.
Compare Income Strategies